Institution providing support for business

Kujawsko-Pomorski Development Fund Sp. z o.o. (Kujawsko-Pomorski Fundusz Rozwoju Sp. z o.o. – KPFR Sp. z o.o.)

The Fund’s goal is to support and promote the region by facilitating micro, small, and medium-sized entrepreneurs’ access to financing. The funds, which by the end of 2023 had reached regional entrepreneurs through the Fund, amounted to more than PLN 620 million. Since January 2022, the scope of the Fund’s activities has been expanded to include the Regional Economic Observatory.

In practice, KPFR prepares financial lines and support programs for the introduction of innovations and increasing the competitiveness of SMEs. Thanks to the repayable nature of these instruments, the entrusted funds can be used repeatedly and thus continuously strengthen the potential of the Kujawsko-Pomorskie Region economy.

 

Kujawsko-Pomorskie Loan Fund Sp. z o.o. (Kujawsko-Pomorski Fundusz Pożyczkowy Sp. z o.o. – KPFP Sp. z o.o.)

The company’s main task is to support the development of entrepreneurship in the Kujawsko-Pomorskie Region by granting loans to companies in the region. The offer is mainly aimed at those companies that do not have the opportunity to obtain financing from commercial banks. This allows companies in the region to invest in their development, digitization, innovation, and environmentally friendly solutions. The loans offered are mostly financed by the regional operational programs of the Kujawsko-Pomorskie Region, i.e. EU funds. The fund operates locally through offices and consultants in the region – in Bydgoszcz, Toruń, Włocławek, Grudziądz and Brodnica.

The company also operates regional business incubators – renting out equipped offices and training rooms to entrepreneurs in attractive locations in the province’s largest cities: Bydgoszcz, Toruń, and Włocławek.

Kujawsko-Pomorskie Credit Guarantee Fund (Kujawsko-Pomorski Fundusz Poręczeń Kredytowych Sp. z o.o. – KPFPK Sp. z o.o.)

The purpose of the Fund is to support entrepreneurs by guaranteeing repayment of loans, credits, leases, and payment of deposits, which are related to the current activities of the enterprise, new investments, innovative projects, and development activities. The company’s objectives include financial service activities, market and public opinion research, business and management consulting, and extracurricular forms of education.

 

Kujawsko-Pomorskie Science and Technology Center

The mission of the Kujawsko-Pomorskie Science and Technology Center (Kujawsko-Pomorskie Centrum Naukowo-Technologiczne im. prof. Jana Czochralskiego Sp. z o.o. – KPCNT Sp. z o.o.). is to carry out for the benefit of the Kujawsko-Pomorskie Region the tasks of supporting the development of science and cooperation between regional and local authorities, the sphere of science and the economy, as well as to activate technological progress and increase innovation in the Kujawsko-Pomorskie region. The expected effect of the company’s activities is to promote the scientific and economic potential of the Kujawsko-Pomorskie region, thereby increasing the investment attractiveness of the region.

 

The entrusted objectives are implemented in particular through such activities as supporting the development of regional universities, outstanding students, doctoral students, as well as scientists from Kujawy and Pomorze in their initiatives and implementation of innovative projects in the region. It is important to carry out research, development, and implementation work, support the development of cooperative links between entrepreneurs, universities, and other participants in the innovation system, especially those of regional importance, support the transfer of innovation from universities and research and development units to enterprises, and thus create conditions for the commercialization of scientific research results in the Kujawsko-Pomorskie Region.

The tasks of the Kujawsko-Pomorskie Science and Technology Center also include monitoring development trends in the field of smart specializations and implementing solutions to stimulate enterprises and scientific and research institutions to act in their area, mediating access to new and innovative technologies and research and development infrastructure, carrying out incubation activities for the creation of new innovative technology companies, and creating the right infrastructure to provide enterprises with conditions for generating innovation.

The company initiates and supports cooperation with domestic and foreign scientific centers and institutions working for the development of innovation, organizes and participates in scientific events that enable the exchange of experience and promotion of scientific research results, as well as promotion of the Kujawsko-Pomorskie Region as a region of innovation.

Toruń Regional Development Agency – Joint Stock Company

Toruń Regional Development Agency (Toruńska Agencja Rozwoju Regionalnego S.A. -TARR S.A.) works for the economic development of the Kujawsko-Pomorskie region. Its tasks include taking measures for the development of entrepreneurship, building links between companies and business environment institutions and research organizations, supporting companies and business environment structures to cooperate with European Union institutions, and helping SMEs to adapt to the requirements of the European market.

The company supports the access of enterprises to modern production technologies and management methods, taking into account current ICT techniques, through the implementation of tasks aimed at the development of the information society and digital transformation.

 

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